SAP Fioneer Cloud for Banking
Next generation Digital Core Banking delivered on the Cloud
Introduction to SAP Fioneer Cloud for Banking
We believe that a sea change is imminent in the banking space of financial technology – and we want to help you navigate it.
We provide the best-in-class industry cloud solution for banks, helping our customers focus on five key principles and objectives:
Stable Ecosystem
Low TCO
Operational Excellence
User Satisfaction
Sustainable
This is our vision, and it is always growing as we continue to look outward
With a team of passionate, like-minded individuals who also believe that comradery and trust are the true enablers of real change.
STRATEGY
Strategy Overview
By enabling cutting-edge open banking and delivering a truly exceptional and unique customer experience
With a focus on sustainability and low TCO, our customers can truly differentiate themselves in the marketplace.
With a best-on-class cloud banking solution, they can open up possibilities that were not possible before.
But how will this new era of banking solutions look?
Sap Fioneer’s portfolio of outcome-based solutions is designed to help banks of all sizes – from traditional incumbents to the digital – first challengers. By combing top-of-the-line systems, services and technology, with the wealth of Industry knowledge contained in SAP Fioneer and Dycsi’s team, we can deliver simple plug-and-play processes to our customers, delivering value and low TCO.
Our Inspiration
Modern banking is faced with four challenges that need to be overcome for the industry to successfully evolve in this new era:
- Opportunities of a digital-first, hyper-connected world
- Growing costs with reduced gross margins
- Environmental impacts and growing CO2 levels
- User demands and customer satisfaction
Our Target
- Smart banking based on open platform principles
- Outcome-based processes: ready-to-use content and easy integration with third-party software
- Exceptional user experience (both internal and external)
- Carbon neutral operations and processes built on zero-emission principles
Our Solution
In summary, our plan is to deliver truly smart banking by focusing on ready-to-use, industry-specific, and fully optimized best practices.
Ecosystem
Ecosystem Centric Approach
Open Platform
- Integrates easily with third party applications
- Contains full-lifecycle platform for your ecosystem
Easy to integrate and monetize
- Best-in-class API management, security, and governance
- Event push API to deliver optimized experience
- Create multi-tiered billing plans to monetize integrations
Marketplace of value-add components
- Connect to partners who deliver additional business apps
- Create your own apps
- Integrate easily with the SAP ecosystem to deliver real change
Operational Excellence with Low TCO
Improved productivity across the entire company
Reduced IT complexity
Secure and complaint fully managed SaaS
Improved productivity across the entire company
- Embeds analytics and KPI-measurements based on actual data
- Simplified and automated processes to support user productivity
- Provides context-based navigation
- Built-in easy to use configurator for new products, workflows, formulas, policies – no code principle
Reduced IT complexity
- Open core, making for easy integration with all other systems
- End-to-end platform, meaning a simpler overall architecture based on best-of-breed technology
Secure and complaint fully managed SaaS
- Delivered from our own Tier 4 data centres and hyperscalers with the highest security standards and compliant with local regulations
- All data stored in a private managed cloud
- 24/7 support and highest SLA standards
- High availability, data encryption and a high level of security
EXPERIENCE
User Experience
Best-in-class digital environment
- Omnichannel banking platform
- Modern user interface – responsive web apps and native mobile UI and
- Best-in-class technology allows usage on mobile devices in a highly secured manner
Single source of truth
- All data within a single in-memory database to provide real-time 360-degree views
- Real-time advanced embedded analytics for sales, operations and finance
- Predictive analytics and machine learning to improve productivity and insights
Digital and simple business process
- Simplification, standardization and build-in workflow functionality
- App Factory allows adaptability of existing and rapid development of new user functionalities
- Conversational AI for easy implementation of enterprise chatbots
Sustainable Business
Sustainability
Reduced investment and effort
Optimized delivery model
Sustainability
- Gather and manage ESG data to better understand environmental impact and support industry demands
- Digital and paperless process to reduce time spent by users, environment impact and CO2 footprint
- Embedded Carbon Footprint Analytics to understand and minimize the greenhouse gas footprint of operations by providing carbon emission insights for products and operations along the value chain
- Create financial products with carbon footprint tracers, like green loans
Reduced investment and effort
- No large upfront capital investment and low operational costs in the future
- Revenue increase due to fast launch-to-market and simplified IT infrastructure
- Bank-out-of-the-box: preconfigured processes, APIs and apps
Optimized delivery model
- Optimized platform onboarding process to reduce cost and time of overall project
- Latest versions of the banking solutions without heavy in-house investments
- Scalability: consumption-based pricing means you pay for what you actually use
The Journey Begins
The future of finance demands creativity
The modern finance industry has had no choice but to adapt to contemporary demands, evolving customer personas and new business models. Banks and insurance firms have had to embed themselves in the digital world and take on the task of providing seamless, innovative services to their customers. Cloud for Banking helps you navigate these waters. The only solution that can provide a secure and user-friendly digital environment for a tech-driven world. It does so by delivering:- A true SaaS deployment model
- Consumption-based pricing with easy-to-predict business metric
- Focusing on the environment at each stage
- Providing security and best-in-class 24/7 support
- Increasing innovation through automatic system upgrades
SAP Fioneer’s Cloud for Banking system is the only platform on the market that provides a big bank service for institutions of all sizes, seamlessly scaling to your growth and matching the pace of your business.
Cloud for Banking: An easy-to-consume SaaS model for all types of business processes
Cloud for Banking also provides a solution for all business scenarios, with the freedom to start with as little as you need before extending in the future. We can provide our customers with an end-to-end solution that provides peace of mind, allowing you to start from anywhere, no matter what stage of growth you are at.
We can manage all of the tricky backend tasks so that you can focus on growth and innovation instead.
Let’s make a real change and work together to build the future of finance. Focus on your business and we will do the rest. Start the journey today, together with DYCSI!
CLOUD
Cloud for Banking
Deposits
Payments
AML and KYC
Loans
Crypto Wallet
Commissions and Rewards
Mortage
Online Banking
Accounting
Leasing
Cards
Regulatory Reporting
